Probably the most challenging part of the bad credit phase is finding out the guarantor. You want to borrow money, but the mainstream lenders require someone to back you. What about applying for no guarantor loans for bad credit from a direct lender?
It is perhaps the only solution when no one agrees to take your guarantee. You can save precious time and keep your relationships with friends or family intact.
At QuickLoansLender, you get the opportunity to get loans with no guarantor at affordable interest rates starting from 5.99%*, depending upon individual circumstances.
You can say that no guarantor loan is anything but getting funds without a guarantor. It is too simple to describe, but it is more than this for us.
We offer these loans as a useful means to solve your bad credit issue. Of course, this may be a small matter to solve for you. Still, it significantly impacts your personal finance.
Once getting a loan from our company, you can expect quick peace of mind. Unlike other direct lenders in the UK, we have adopted a wide approach where everything is covered and what everyone wants.
With us, you have relaxation in many ways. Here is a glimpse of it:-
| Loan Obligations | Our Loan Features |
|---|---|
| Upfront Charges | Not Applicable |
| Loan Quote | Obligation-free |
| Early Repayment Charges | Nil |
| Late Repayment Charges | £8 |
| Fund Transfer | Within 24 hours |
Applying for loans with no guarantor may seem risky, as trends say these are costly funding resources. We are not part of this trend and consider your bad credit situation seriously.
We offer these loans at 3 levels depending on individual needs, circumstances and repayment capacity.
Funding during financial urgency
It is the first stage where people have an emergency like car repair, medical bills, etc., and they want quick funding to control it. If you are also in such a situation, then you can approach us to get fast loans with no guarantor needed. Within 15 minutes, you get the desired amount.
Funding for small financial needs
The next level belongs to those aspirants who have planned small expenses but find their savings too short. For example, someone wants a gadget to purchase or needs extra funds for upcoming holidays. We make available our small no guarantor loans to meet these smaller costs.
Funding to fulfill larger financial goals
This may be most surprising to you. Yes, we offer long-term no guarantor loans with bad credit. However, you need to earn a stable full-time income, or you can use an asset to secure your loan amount.
Features of any loan remain the same, but our primary focus is on assuring the maximum advantages of our loans without a guarantor. Here they are:-
A dedicated deal for the people with bad credit
This is an exclusive loan deal for those with less-than-perfect credit scores. All the aspects of loans are prepared by keeping their financial demands in mind.
Quick response
You can book an early online appointment rather than face disappointment. Submit your loan application early, and our representatives quickly get back to you. Therefore, we say these as quick no guarantor loans.
Less costlier than other lenders
We vouch for making loans less costly than other lenders. You pay only the affordable interest rates. Indeed, you do not need to pay any broker’s fees as we are available directly to serve your purpose.
Assurance on same day funding
There is no doubt that we will approve your loan application without any delay. The best part of same day no guarantor loans is that we transfer the required amount directly to your bank account on the exact date of application submitted.
A way to improve your credit score
There is one more significant advantage of our non-guarantor loans. You can enhance your credit record by making timely repayments thanks to the manageable monthly instalments
Many lenders do not describe the risks of a particular loan. We take it as goodwill for your borrowers. You should know what risks are involved when you apply loans for bad credit with no guarantor.
Please do not take them as loan disadvantages, but you can assume them as preventive measures. Here are a few possible loan risks:-
When your finances are facing continuous disturbance, getting just a loan is not your motive. Instead, you should focus on getting guaranteed loans with no guarantor and bad credit from direct lender.
Indeed, it is a tough task to expect but not impossible. QuickLoansLender responsibly works on granting the guaranteed approval if you are good on the following aspects:
When it is about people with bad credit scores, the preference is just no guarantor and no credit check. Again, it is challenging for us as the lender. Still, we relax you with a soft credit check and sometimes offer loans with no guarantor or no credit check.
A credit check is a vital part of a loan process, and it helps the lender to shape a loan deal according to the borrower's capacity. However, a hard credit perusal proves quite risky for anyone's profile.
Therefore, we offer every loan deal on a soft credit check. Besides, you can also expect no credit check under these circumstances:-
You will find no guarantor loans quite useful in your current financial scenario. However, you may want a more specific loan option but having the facility of no guarantor is mandatory.
Surprisingly, we have that provision too. Isn't it great for you? YES.
Let's discuss which loan alternatives are:
| No Guarantor Loan Alternatives | Features |
|---|---|
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Each loan deal offers an amount that matches loan affordability and financial needs. Non-guarantor loans are not the exception in this regard.
As an eligible borrower, you can apply for an amount from pounds 1000 to 10000 on no guarantor loans.
You can decide the amount after analysing your current financial needs and capacity for monthly income. You should remember that our company offers only an affordable amount.
You can borrow that amount for 12 - 60 months. Since our interest rates are competitive, you can easily pay each monthly instalment from your regular income.
Our procedure is perhaps the easiest when someone seeks loans without a guarantor in the UK. Easy-to-fulfil eligibility conditions best complement it.
No Guarantor Loans
| Application Procedure | Eligibility Criteria |
|---|---|
| Choose the loan term and amount | Your age should be minimum of 18 years or maximum of 70 years |
| Fill out an online loan application form | You should be permanently living in the UK |
| Submit it carefully and receive an instant loan quote | Your full-time monthly income should be a minimum of £700, while part-time earnings can be around £400 |
| Get an instant loan decision | Your bank account should be active |
| Release of fund transfer to your bank account Note: You can submit your loan application on weekends or during bank holidays. | You should not have had bankruptcy charges in the past two years. |
Not only do we have no guarantor loans, but we provide each loan with full responsibility. We give three reasons why you should have our loans instead of any other lender in the UK.
These 3 reasons are reflected in our company’s name: QUICK-LOANS-LENDER.
Words like delay or waiting are in our dictionary. Everything is done quickly here.
You do not have to touch your savings to repay. Manage it from your monthly earning.
We deliver what we promise without hiding anything and without surprising anyone.
When we are quick, you should be quicker to apply for a non guarantor loan.
